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The increase exhibits utah jazz vs san antonio spurs is mainly 2004 2005 spurs fells in attributable to growth in service charges on deposits,and cash management and treasury services.Noninterest expense for thequarter was $34.2 million, virtually unchanged from the fourth quarter of2007. David Rainbolt, BancFirst Corporation CEO stated that “With our capitalstrength, strong liquidity and overall asset quality, we feel we are wellpositioned to weather the challenges in 2009.Our goal is to be in positionto take advantage of any opportunities that arise in the future.” At December 31, 2008, total assets of the Company reached $3.9 billion, anincrease of $124.2 million over the prior year end.Loans totaled $2.8billion, which is an increase of 10.9% over December 31, 2007, while depositsincreased to $3.4 billion, up $89.1 million or 2.7% over the prior year.TheCompany’s equity capital was $413.8 million, or 10.7% of total assets. BancFirst Corporation is an Oklahoma based financial services holding company.The Company’s principal subsidiary bank, BancFirst, is Oklahoma’s largeststate-chartered bank with 88 banking locations serving 44 communities acrossOklahoma. The Company may make forward-looking statements within the meaning of Section27A of the Securities Act of 1933 and Section 21E of the Securities ExchangeAct of 1934 with respect to earnings, credit quality, corporate objectives,interest rates and other financial and business matters.Forward-lookingstatements include estimates and give management’s current expectations orforecasts of future events.The Company cautions readers that theseforward-looking statements are subject to numerous assumptions, risks anduncertainties, including economic conditions, the performance of financialmarkets and interest rates; legislative and regulatory actions and reforms;competition; as well as other factors, all of which change over time.Actualresults may differ materially from forward-looking statements.

BancFirst CorporationSummary Financial Information(Dollars in thousands, except per share and share data – Unaudited)2008Q1 Q2Q3 Q4Year-To-DateIncome Statement Data:Net interest income $35,387 $34,774 $35,251 $33,695$139,107Provision for loan losses 1,780 3,539 2,270 3,08710,676Securities transactions28 6,121 77613 6,938Total noninterest income17,24123,33017,78416,03074,385Salaries and employee benefits20,18920,36620,03819,29379,886Total noninterest expense 32,92833,59634,30734,175 135,006Net income 11,59413,73710,958 8,06944,358Per Common Share Data:Net income- basic 0.760.910.720.532.91Net income- diluted 0.740.890.700.522.85Cash dividends declared0 Spurs AT&T Center tickets .200.200.220.220.84Common shares outstanding 15,183,48315,186,63215,242,06115,281,14115,281,141Average common shares outstanding -Basic15,208,04915,185,76315,217,54615,263,50715,218,835Diluted15,562,57015,548,68715,589,21515,606,95015,578,463Performance Ratios:Return on average assets1.26% 1.46% 1.13% 0.84% 1.17%Return on average equity 12.24 14.14 11.047.94 11.30Net interest margin4.244.084.033.854.05Efficiency ratio62.57 57.82 64.69 68.73 63.242007Q1 Q2Q3 Q4 Year-To-DateIncome Statement Data:Net income$36,374 $37,437 $36,969 $37,506$148,286Provision for loan losses(31)132 2,248 980 3,329Securities transactions 227 339 7,72348 8,337Total noninterest income13,88215,23526,79015,23171,138Salaries and employee benefits18,79018,93719,51319,57476,814Total noninterest expense 33,42131,61835,16734,240 134,446Net income 11,12313,40216,94411,62453,093Per Common Share Data:Net income- basic 0.710.851.080.763.41Net income- diluted 0.690.831.060 Spurs AT&T Center .753.33Cash dividends declared0.180.180.200.200.76Common shares outstanding 15,721,93615,724,53615,201,45915,217,23315,217,233Average common shares outstanding -Basic15,750,33315,723,48315,620,33615,209,37315,574,521Diluted16,113,43416,056,76815,951,06915,575,63015,944,622Performance Ratios:Return on average assets1.31% 1.51% 1.88% 1.27% 1.49%Return on average equity 12.83 14.93 18.14 12.60 14.66Net interest margin4.754 Spurs AT&T Center tickets – wikipedia .684.554.544.63Efficiency ratio66.50 60.03 55.16 64.93 61.27 BancFirst Corporation Summary Financial Information(Dollars in thousands, except per share data – Unaudited) 2008 Q1Q2Q3 Q4Balance Sheet Data:Total assets $3,786,111$3,842,364$3,825,518$3,867,204Total loans 2,500,849 2,608,913 2,730,409 2,757,854Allowance for loan losses(30,193)(33,512)(33,862)(34,290)Securities462,832 448,350 462,595 455,568Deposits3,302,103 3,369,912 3,361,233 3,377,608Stockholders’ equity 386,177 387,181 397,648 413,791Book value per common share 25.43 25.49 26.09 27.08Tangible book value per common share22.65 22.73 23.35 24.34Balance Sheet Ratios:Average loans to deposits76.91%77.19%78.85%82.23%Average earning assets to total assets 91.27 90.91 91.10 91.63Average stockholders’ equity to average assets 10.27 10.30 10.25 10.55Asset Quality Data:Past due loans $643$2,043$892$1,346Nonaccrual loans 11,89211,07020,22921,359Restructured loans864 833 940 1,022Total nonperforming and restructured loans 13,39913,94622,06123,727Other real estate owned and repossessed assets 2,074 2,311 3,423 3,997Total nonperforming and restructured assets15,47316,25725,48427,724Nonperforming and restructured loans to total loans0.54% 0.53% 0.81% 0.86%Nonperforming and restructured assets to total assets0.410.420.670.72Allowance to total loans 1.211.281.241.24Allowance to nonperforming and restructured loans 225.34240.30153.50144.52Net charge-offs to average loans0.120.030.280.38 2007 Q1Q2Q3 Q4 Balance Sheet Data:Total assets $3,521,686$3,601,866$3,546,338$3,743,006Total loans 2,336,028 2,345,838 2,399,982 2,487,099Allowance for loan losses(27,493)(27,568)(28,828)(29,127)Securities430,765 459,271 464,534 467,719Deposits3,069,206 3,151,553 3,119,775 3,288,504Stockholders’ equity 355,478 364,547 358,871 371,962Book value per common share 22.61 23.18 23.61 24.44Tangible book value per common share 20.09 20.46 20.80 21.66Balance Sheet Ratios:Average loans to deposits77.50%75.02%75.51%76.21%Average earning assets to total assets 90.77 90.74 90.89 91.03Average stockholders’ equity to average assets 10.18 10.11 10.35 10.09Asset Quality Data:Past due loans $1,688$1,276$1,022$823Nonaccrual loans9,90913,37213,14611,568Restructured loans792 912 989 1,121Total nonperforming and restructured loans 12,38915,56015,15713,512Other real estate owned and repossessed assets 1,233 1,098 1,300 1,568Total nonperforming and restructured assets13,62216,65816,45715,080Nonperforming and restructured loans to total loans0.53% 0.66% 0.63% 0.54%Nonperforming and restructured assets to total assets 0.390.460.460.40Allowance to total loans 1.181.181.201.17Allowance to nonperforming and restructured loans 221.90177.18190.20215.57Net charge-offs to average loans 0.030.010.170.11BancFirst Corporation Consolidated Average Balance Sheets And Interest Margin Analysis Taxable Equivalent Basis(Dollars in thousands – Unaudited) Three Months Ended Twelve Months EndedDecember 31, 2008December 31, 2008Interest AverageInterest AverageAverageIncome/ Yield/Average Income/Yield/BalanceExpenseRate Balance Expense RateASSETSEarning assets:Loans$2,749,720$41,8986.05%$2,612,553$172,5566.59%Securities – taxable413,5343,7483.60416,58716,3873.92Securities – tax exempt42,8586085.63 38,000 2,2145.81Federal funds sold 292,9305080.69385,825 7,8642.03 Totalearningassets3,499,042 46,7625.303,452,965 199,0215.75Nonearning assets:Cash and due from banks127,188 138,002Interest receivable and other assets 226,355 225,879Allowance for loan losses (34,125)(31,939) Totalnonearningassets319,418 331,942 Totalassets $3,818,460$3,784,907LIABILITIES ANDSTOCKHOLDERS’ EQUITYInterest-bearing liabilities:Transaction deposits$423,594 $422 0.40% $423,773$2,1260.50%Savings deposits 1,094,2665,571 2.02 1,100,18424,9452.26Time deposits 841,9736,245 2.94 834,71229,3133.50Short-term borrowings16,304 46 1.1221,322 4582.14Long-term borrowings 1 — – 218 94.12Junior subordinated debentures26,804491 7.2726,738 1,9667.33 Totalinterest-bearingliabilities 2,402,942 12,775 2.11 2,406,94758,8172.44Interest-free funds:Noninterest bearing deposits 984,215 955,847Interest payable and other liabilities 28,33230,537Stockholders’Equity402,971 391,576 Totalinterestfree-funds1,415,518 1,377,960 Totalliabilitiesandstockholders’equity $3,818,460$3,784,907Net interest income$33,987 $140,204Net interest spread3.19% 3.31%Net interest margin3.85% 4.05%SOURCEBancFirstJoe T san antonio spurs baby . Shockley Jr., Chief Financial Officer, +1-405-270-1003, or DavidRainbolt, Chief Executive Officer, +1-405-270-1002, both of BancFirst antonio spurs . Annual Gardere MLK Jr antonio spurs tickets . Oratory Competition Honors Slain Civil Rights Leader onEve of Historic InaugurationDALLAS and HOUSTON, Jan at&t center concert . 16 /PRNewswire/ — Today, this year’s Gardere MLK Jr.Oratory Competitions in Dallas and Houston took on special significance asparticipating students reflected on the upcoming inauguration of the country’sfirst minority president.More than 250 fourth-, fifth- and sixth-grade students, representing a totalof 26 schools in Dallas and Houston, competed in preliminary contests over thepast month for the right to represent their schools at today’s finalcompetitions.

Finalists were judged by panels of local well-known communityand business leaders on their delivery, stage presence, decorum, contentinterpretation, and memorization of five-minute speeches written by theparticipants This year’s topic was “If Dr san antonio spurs ringtones . King were alive today, what do youthink he would say about current events?”"This year’s topic is especially poignant as these students will be witnessesto history with the upcoming inauguration of President-elect Obama,” saysSteve Good, Gardere Wynne Sewell managing partner at&t center concerts . “It is our hope that, as aresult of the oratory competition, these young students will embrace thelegacy of Dr Martin Luther King Jr at&t center events . and recognize his continued influence onour culture, society and the political landscape.”Sarah-Elizabeth Thompson, a fifth-grader at Thomas L at&t center seating . Marsalis ElementarySchool, captured the 17th annual Dallas competition with a speech thanking Dr.King for inspiring change so that “our skin is no longer our sin.” However, inpointing to the pride he would have felt over the coming inauguration, the10-year-old emphasized the need to continue to work hard and demand morebecause “knowledge is free, you just have to bring your own container Spurs AT&T Center tickets – nba .” Troie Seawood, 10, a fifth-grader at Clara Oliver Elementary School placedsecond. Third place was Ana Laureano, 11, a fifth-grader at Amelia EarhartLearning Center.

Amongst 11 finalists, Gerra Gistand took the top prize in Houston with herengaging speech, proclaiming “the dream is almost fulfilled, and the promisedland is within reach,” referring to the election of President-elect BarackObama san antonio spurs . This fourth-grader from MacGregor Elementary commented that there arestill many areas where continued improvements are needed and encouraged herfellow students to take responsibility for their own conduct and “dress forsuccess.”Her inspirational speech received a standing ovation after sheconcluded with a brief passage from Sam Cook’s “A Change is Gonna Come,” asong of hope for the Civil Rights Movement, singing “It’s been a long, a longtime coming.” Second place went to Christian Burgs, a fourth-grader at Garden VillasElementary, and fifth-grader Joel Espitia from Crespo Elementary was awardedthird place in the 13th annual competition.”The oratory competition provides an opportunity for our youth to commemorateDr att center seating . King’s legacy,” noted Claude Treece, Houston event chair and Gardereoperating partner att center tickets . “Each year, the students continue to impress the communityand their peers with inspiring perspectives on Dr basketball Spurs AT&T Center tickets . King’s example.” Last year, Dalton Sherman, winner of the Dallas competition, showcased Dr.King’s dream to millions of Americans across the country. In addition toreciting his competition speech at an event honoring Dr.

Maya Angelou, Shermanbecame a YouTube sensation with his oratory skills and went on to appear onThe Ellen DeGeneres Show and The Oprah Winfrey Show.The Annual Gardere MLK Jr . Oratory Competition was established in 1993 by thelaw firm of Gardere & Wynne to commemorate the life of Dr King basketball tickets . Presented inthe spirit of learning and celebration, the program was designed to highlightthe cultural diversity of the community while recognizing and encouraging thewriting and presentation skills of elementary school students beno udrih . In 1995,Dallas’ Gardere & Wynne merged with Houston’s Sewell & Riggs, creating the lawfirm now known as Gardere Wynne Sewell LLP . The Dallas oratory competition wasembraced by the new Houston office, with the attorneys establishing a similarprogram in Houston in 1997 All finalists receive savings bonds and otherprizes. Photographs of the winner are available upon request.ABOUT GARDERE WYNNE SEWELL LLPGardere Wynne Sewell LLP, an AmLaw 200 firm, was founded in 1909 and is one ofthe Southwest’s largest full-service law firms.

(NASDAQ: VOXW), provides voice-driven software products thatoptimize the full spectrum of warehouse operations for greater accuracy,productivity and flexibility in supply chain execution. Gruner threw for 1,007 yards last season in only eight starts, while Porterie missed the 2008 season with an ACL injury, but threw for 3,006 yards during the 2007 season.It will be interesting to learn how the Lobos can incorporate Locksley’s no-huddle, spread-option system Spurs AT&T Center – nba . While four feet doesn’t seem like a lot, if Mauer continues to drive the ball towards that side of the field, he should be able to collect a few more home runs over the course of a season. Ben WoodsidePG North Dakota State 5′11″/185 lbsBen Woodside has a history of proving experts wrong spurs.com . Johnson’s home run also came in a one-run loss for the Brewers and the team has lost all four of the games in which pitchers have hit home runs against them.To put this trend in perspective, there have only been 12 home runs hit by pitchers in MLB all season Two have been hit by Yovani Gallardo. Kris Jenkins will dominate inside, and if Vernon Gholston can live up to his draft hype from a season ago, the defense may be a better unit than most think nba.com – spurs .Meaning to Bills: Jenkins wreaked havoc on the Bills in 2008.

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