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The new unveils angeles clippers los product accounted clippers news details for a modest shiftin the mix of deposits from demand and money market accounts to certificates ofdeposit at December 31, 2008 compared to December 31, 2007. Net interest income of $48 Los Angeles Clippers .4 million in the year ended December 31, 2008increased $5.6 million, or 13 Los Angeles Clippers tickets .1%, from the prior year, reflecting growth ininterest earning assets and a decline in the cost of funds, partially offset bylower loan yields in a declining interest-rate environment. Fourth quarter 2008net interest income totaled $12.8 million, up $1.4 million, or 11.9% from thecomparable quarter a year ago, and reflected a similar trend as the full year2008 compared to 2007. The tax-equivalent net interest margin expanded to 5.41%in 2008 compared to 5.07% in 2007. The tax-equivalent net interest margintotaled 5.36% in the fourth quarter of 2008 compared to 5.27% in the fourthquarter of 2007 Non-interest income totaled $5.4 million in of 2008. Excluding a $457 thousandpre-tax non-recurring gain on the sale of Visa Inc.

shares in the first quarterof 2008, a $387 thousand pre-tax non-recurring gain on the 2007 sale of the Visacard portfolio and a $710 thousand pre-tax non-recurring gain recorded in thefirst half of 2007 related to the sale of the indirect auto portfolio, thisrepresents an increase of $278 thousand, or 6.0% over 2007 los angeles clippers scholarship . The increaseprimarily reflects an increase in service charges on deposit accounts.Non-interest income totaled $1.2 million in the fourth quarter of 2008,essentially unchanged from the fourth quarter of 2007 Non-interest expense totaled $28.7 million in 2008 clippers forum . Excluding a first quarter2008 reversal of the $242 thousand Visa Inc clippers dancers . litigation liability initiallyrecorded in the fourth quarter of 2007, this represents an increase of $1.2million, or 4 nba.com – clippers .5%, from the same period a year ago clippers game schedule .

The increase includes higherpersonnel costs associated with expansion, higher FDIC premiums and increases inpremises rent, including rent on a new downtown Mill Valley office, partiallyoffset by decreases in professional fees associated with the 2007 formation of aholding company los angeles times clippers . Non-interest expense totaled $7 Clippers .1 million in the fourth quarterof 2008, consistent with the same period a year ago clippers 2007 schedule . Bank of Marin has twelve branch offices with locations in downtown Mill Valley,Strawberry, Corte Madera, downtown San Rafael, Andersen Drive and Northgate inSan Rafael, Ignacio, downtown Novato, Sausalito and three offices in Petaluma.The Bank has a commercial loan production office in San Francisco lakers center . The Bank`sadministrative offices are located in Novato, and its Wealth Management Servicesare located in Corte Madera, Novato and Petaluma elton brand update . The financial information for periods presented subsequent to July 1, 2007relates to Bank of Marin Bancorp, which was formed on July 1, 2007, whileinformation pertaining to prior periods relates to the Bank of Marin. Thisinformation is comparable between periods as the only subsidiary of Bank ofMarin Bancorp is Bank of Marin.

This release may contain certain forward-looking statements that are based onmanagement`s current expectations regarding economic, legislative, andregulatory issues that may impact Bancorp`s earnings in future periods.Forward-looking statements can be identified by the fact that they do not relatestrictly to historical or current facts.They often include the words “believe,”"expect,” “intend,” “estimate” or words of similar meaning, or future orconditional verbs such as “will,” “would,” “should,” “could” or “may.” Factorsthat could cause future results to vary materially from current managementexpectations include, but are not limited to, general economic conditions, thecurrent financial turmoil in the United States and abroad, changes in interestrates, deposit flows, real estate values, and competition; changes in accountingprinciples, policies or guidelines; changes in legislation or regulation; andother economic, competitive, governmental, regulatory and technological factorsaffecting Bancorp`s operations, pricing, products and services.These and otherimportant factors are detailed in various securities law filings madeperiodically by Bancorp or the Bank, copies of which are available from Bancorpwithout charge.Bancorp undertakes no obligation to release publicly the resultof any revisions to these forward-looking statements that may be made to reflectevents or circumstances after the date of this press release or to reflect theoccurrence of unanticipated events clippers los angeles . BANK OF MARIN BANCORP CONDENSED STATEMENT OF OPERATIONS for the three months ended December 31, 2008, September 30, 2008 and December 31, 2007 (in thousands, except per share amounts – unaudited)December 31, September December 31,200830, 20082007Interest incomeInterest and fees on loans held in portfolio$13,930$13,833$13,662 Interest on investment securitiesSecurities of U.S center schedule . Government agencies 9148921,045Obligations of state and political subdivisions (tax exempt) 204187121Corporate debt securities and other15 91 71 Interest on Federal funds sold —25 801Total interest income15,063 15,028 15,700Interest expenseInterest on interest bearing transaction accounts67 93 76 Interest on savings and money market deposits1,3031,8333,109Interest on CDARS reciprocal time deposits 14550 Interest on time deposits504562837Interest on borrowed funds 195179199Total interest expense 2,2142,7174,221 Net interest income12,849 12,311 11,479 Provision for loan losses2,2001,685345Net interest income afterprovision for loan losses10,649 10,626 11,134Non-interest incomeService charges on deposit accounts401417357Wealth Management Services 316330325Other income 464447549Total non-interest income1,1811,1941,231 Non-interest expense Salaries and related benefits3,7254,1793,836Occupancy and equipment839802716Depreciation and amortization344351317Data processing470480403Professional Services439336442Other expense1,2771,2941,314Total non-interest expense 7,0947,4427,028Income before provision for income taxes 4,7364,3785,337 Provision for income taxes 1,9431,6832,079Net income$2,793 $2,695 $3,258 Preferred stock dividends and accretion($113) ——Net income available to common shareholders $2,680 $2,695 $3,258 Net income per common share: Basic $0.52$0.53$0.63 Diluted $0.52$0.52$0.62Weighted average shares used to computenet income per common share: Basic5,1375,1305,158Diluted5,2005,2095,280 Dividends declared per common share $0.14$0.14$0.13 BANK OF MARIN BANCORPCONSOLIDATED STATEMENT OF OPERATIONS for the fiscal years ended December 31, 2008, 2007 and 2006 (in thousands, except per share amounts)December 31,December 31, December 31,200820072006Interest incomeInterest and fees on loans held in portfolio$54,475 $52,668$53,447 Interest on auto loans held for sale — 2,062—Interest on investment securitiesU.S Treasury securities — 876 Securities of U.S clipper schedule . Government agencies 3,555 3,7593,707Obligations of state and political subdivisions (tax exempt) 735 479558Corporate debt securities and other273 656297Interest on Federal funds sold 138 2,209226Total interest income59,17661,841 58,311Interest expense Interest on interest bearing transaction accounts344 301293Interest on savings and money market deposits6,910 14,161 10,979 Interest on CDARS reciprocal time deposits 200 ——Interest on other time deposits2,466 3,4653,837Interest on borrowed funds 897 1,1721,469Total interest expense 10,81719,099 16,578Net interest income48,35942,742 41,733 Provision for loan losses5,010 6851,266Net interest income after provision for loan losses43,34942,057 40,467Non-interest incomeService charges on deposit accounts1,654 1,2511,007Wealth Management Services 1,292 1,2291,067Net gain on indirect auto and Visa portfolios— 1,097—Net gain on redemption of shares in Visa, Inc clippers topbuzz . 457 ——Other income 1,953 2,1411,898Total non-interest income5,356 5,7183,972 Non-interest expense Salaries and related benefits16,09715,900 15,490 Occupancy and equipment3,202 2,8712,624Depreciation and amortization1,340 1,246998Data processing1,825 1,6571,537Professional services1,600 1,6811,269Other expense4,613 4,3183,973Total non-interest expense 28,67727,673 25,891 Income before provision for income taxes 20,02820,102 18,548Provision for income taxes 7,878 7,7786,665Net income$12,150 $12,324$11,883Preferred stock dividends and accretion($113 ) ——Net income available to common shareholders $12,037 $12,324$11,883Net income per common share:*Basic $2.34 $2.38$2.21 Diluted $2.31 $2.31$2.11Weighted average shares used to computenet income per common share:*Basic5,135 5,1875,385Diluted5,217 5,3305,639 Dividends declared per common share $0.56 $0.51$0.46 BANK OF MARIN BANCORPFINANCIAL HIGHLIGHTS Year To Year ComparisonDecember 31, 2008 FOURTH QUARTERQTR 2008 QTR 2007 CHANGE% CHANGENET INCOME$2,793,000 $3,258,000($465,000) (14.3%)DILUTED EARNINGS PER COMMON SHARE $0.52$0.62 ($0.10 ) (16.1%)RETURN ON ASSETS (ROA) 1.10 % 1.41 % (0.31%)(22.0%)RETURN ON EQUITY (ROE) 10.59% 14.64% (4.05%)(27.7%)RETURN ON COMMON EQUITY11.00% 14.64% (3.64%)(24.9%)EFFICIENCY RATIO 50.56% 55.30% (4.74%)(8.6 %)TAX-EQUIVALENT NET INTEREST MARGIN 5.36 % 5.27 % 0.09 % 1.7% YEAR TO DATEYTD 2008 YTD 2007 CHANGE% CHANGENET INCOME$12,150,000$12,324,000 ($174,000) (1.4 %)DILUTED EARNINGS PER COMMON SHARE $2.31$2.31$0.00 0.0% RETURN ON ASSETS (ROA) 1.28 % 1.38 % (0.10%)(7.2 %)RETURN ON EQUITY (ROE) 12.73% 14.44% (1.71%)(11.8%)RETURN ON COMMON EQUITY12.88% 14.44% (1.56%)(10.8%)EFFICIENCY RATIO 53.39% 57.10% (3.71%)(6.5 %)TAX-EQUIVALENT NET INTEREST MARGIN 5.41 % 5.07 % 0.34 % 6.7% AT PERIOD END Dec 31 2008Dec 31 2007CHANGE% CHANGETOTAL ASSETS$1,049,557,000 $933,901,000 $115,656,00012.4 % TOTAL DEPOSITS$852,290,000 $834,642,000 $17,648,000 2.1% TOTAL LOANS $890,544,000 $724,878,000 $165,666,00022.9 % TOTAL NONPERFORMING LOANS $6,692,000 $144,000 $6,548,000NM TOTAL ACCRUING LOANS 30 – 89 DAYS PAST DUE$4,410,000 $597,000 $3,813,000638.7% LOAN LOSS RESERVE TO LOANS 1.12 % 1.05 % 0.07 % 6.7% LOAN LOSS RESERVE TO NON-PERFORMING LOANS1.5x 52.6x(51.1x) (97.1%)COMMON STOCKHOLDERS’ EQUITY $98,491,000$87,774,000$10,717,000 12.2 % TOTAL STOCKHOLDERS’ EQUITY$125,546,000 $87,774,000$37,772,000 43.0 % BOOK VALUE PER COMMON SHARE $19.14 $17.13 $2.01 11.7 % TOTAL CAPITAL TO ASSETS11.96% 9.40 % 2.56 % 27.2 % TOTAL RISK BASED CAPITAL RATIO-BANK* 13.9 % 11.6 % 2.3% 19.8 % TOTAL RISK BASED CAPITAL RATIO-BANCORP*14.1 % 12.1 % 2.0% 16.5 % *Current period estimated NM – Not meaningfulBANK OF MARIN BANCORPCONSOLIDATED STATEMENT OF CONDITIONat December 31, 2008, September 30, 2008 and December 31, 2007(in thousands, except share data)December 31, September 30,December 31, 2007 2008 2008Assets Cash and due from banks$24,926 $20,464$28,765 Fed funds sold— —47,500 Cash and cash equivalents 24,92620,464 76,265Investment securitiesHeld to maturity, at amortized cost 23,55820,542 13,182 Available for sale (at fair market value, amortized cost $79,284, $73,405 and$87,450 at December 31, 2008, September 30, 2008 and December 31, 2007, respectively)79,95273,348 86,989 Total investment securities 103,510 93,890 100,171 Loans, net of allowance for loan losses of $9,950, $9,271 and $7,575 atDecember 31, 2008, September 30, 2008 and December 31, 2007, respectively 880,594 829,736717,303Bank premises and equipment, net8,292 8,5587,821Interest receivable and other assets32,23532,091 32,341Total assets $1,049,557$984,739 $933,901 Liabilities and Stockholders’ EquityLiabilitiesDeposits Non-interest bearing $201,363$215,307 $220,272Interest bearing Transaction accounts82,22380,723 110,174Savings and money market440,496 449,303421,255CDARS reciprocal time 42,89216,776 —Other Time85,31687,119 82,941 Total deposits852,290 849,228834,642 Federal funds purchased and Federal Home Loan Bank borrowings 56,80028,600 —Subordinated debenture5,000 5,0005,000Interest payable and other liabilities9,921 7,2386,485 Total liabilities 924,011 890,066846,127 Stockholders’ Equity Preferred stock, no par valueAuthorized – 5,000,000 shares; Issued and outstanding – 28,000 shares, none and none at December 31, 2008, September 30, 2008 and December 31, 2007, respectively 27,055——Common stock, no par value Authorized – 15,000,000 shares Issued and outstanding – 5,146,798 shares, 5,136,267 shares and5,122,971 shares at December 31, 2008, September 30, 2008 andDecember 31, 2007, respectively 51,96550,527 51,059 Retained earnings 46,13844,179 36,983 Accumulated other comprehensive loss, net 388 (33) (268 )Total stockholders’ equity125,546 94,673 87,774Total liabilities and stockholders’ equity $1,049,557$984,739 $933,901 for Bank of MarinStephanie Clarke, Copyright Business Wire 2009. SANTA BARBARA, CA, Jan 16 (MARKET WIRE) — Luthier PR — The city of Santa Barbara, CA and REELcomp welcomelocal residents to Rincon Point for the 26th annual RINCON Classic thisSaturday, January 17th and Sunday, January 18th for the best in surfcompetition featuring local and national surfers. The entire event willbe streamed live at REELcomp , the ultimate online board sports viralvideo platform.The event is open to the public and tickets for the Award Ceremony will besold for $25, with a portion of proceeds benefitting The Santa BarbaraMaritime Museum, Hugs For Cubs, Heal The Ocean and the Surf HappensFoundation.This year has something for everyone featuring a scavenger hunt for thekids, live and silent auction, raffle, still and video highlights hot offthe presses from the event, fully catered dinner from Wahoo’s, beveragesprovided by Red Bull & Pacific Beverage Company who will also be featuringthe popular Red Bull Air Show competition, live music by Cornerstone, andthe official 09 RINCON Classic awards presentation honoring finalists,event staff, and sponsors.

Surf legends Tom Curran and the “Sheriff,”along with a few surprise guests, will be available for autographs overthe weekend.For More Information on RINCON: Additional Media Assets: Media and Press Inquiries:Johnny RoyalLuthier PREmail ContactCopyright 2009, Market Wire, All rights reserved Los Angeles Clippers – wikipedia .-0- . By Maggie Fox, Health and Science Editor Stocks  |  Regulatory News WASHINGTON, Jan 16 (Reuters) – Five deaths have now beenlinked to an outbreak of Salmonella food poisoning linked topeanut butter, but the strain involved is not particularlyvirulent, U.S health officials said on Friday clippers roster . The Centers for Disease Control and Prevention said 453infections had been reported in 43 states and said more casescould be expected One case was reported in Canada elton brand news . “Of these 22 percent are hospitalized and five deaths havebeen reported that may be associated,” said the CDC’s Dr.Robert Tauxe He said this was an average rate for Salmonella . Tauxe and other officials confirmed that the outbreak couldbe linked to peanut butter and peanut paste from PeanutCorporation of America (PCA), which has voluntarily recalledpeanut butter produced in its Blakely, Georgia, processingfacility. They stressed that only institutional peanut butter wasinvolved, not name-brand consumer products, but Kellogg Co(K.N) said on Wednesday it had put a precautionary hold onAustin and Keebler branded peanut butter snacks.

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